I got my first credit card a couple years ago via Bank of America, and my current credit limit is $9000. Since I don’t have any experience with credit cards in the past, I’m wondering if this is good or not? Is there anyway I can increase this limit? What do most credit card limits start at?
i want to know my credit score but do not currently have a credit card, and all the sites require one.
Categories: permanent loan Tags: card, credit, score
I want to find out what my credit report looks like and my credit score. Can someone offer advice to which websites I should go to that provides the best credit report and score for free?
I tried to sign up for a gas card to just put my gas on to pay off to build my credit, but was denied. I’m wondering, when it asks during the credit card statement, it says if you rent or own the place you live, but i’m living at home with my family so how am I supposed to say how much I pay in rent or mortgage? It also asks for household income? Do I put my parents income in along with mine or what?
How can I get my credit build up if no one will give me a credit card to begin with? I have never had a credit card, I bought a home and I have been paying mortgage on time. Will that help my credit? I do have doctor bills on my credit report, any ideas as to how I can get rid of them without costing me a arm and leg.
I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credit rating once I complete the program in about 3.5 years?
Categories: permanent loan Tags: affect, counseling, credit, Rating, services
I am trying to pick my credit score back up off the floor and have heard that you can do this by applying for credit cards and making the payments on them. Nice! Except, I went through a divorce and my credit is now lowsy. I pay all my bills on time and have a decent job, yet credit card companies don’t give me the time of day. Does anyone know of a company that will work with a credit slacker like me?
Categories: permanent loan Tags: card, credit
I have paid down some balances already for some time but the changes are not appearing on my credit report. I’m not pulling up my credit however, I have alerts when my scores go up or down or if there’s inquiries etc. Do I have to ask them to report the change in balance? Why is it that when you rack up a ton of charges they report them really fast but when they’re paid off, they take forever? Is there a way to “speed up” the process?
Sorry, I don’t get this at all. Why do some prospective employers check out your credit rating before they decide to hire you? What does your credit rating have to do with whether or not you will be a good employee?
Categories: permanent loan Tags: credit, employers, mean, prospective, Rating
Credit cards are becoming more and more picky about extending credit, and the interest rates are through the roof. What are some other ways I can establish solid credit without a credit card or major expenses? I go to college full time and work full time, I don’t want to get into heavy debt.
Categories: permanent loan Tags: card, credit, establish, without